Explaining Graph

Sesaria : Paulita do you know about diminishing income, many of company’s
credit to bank changed nonperforming loan?

Paulita : No, I didin’t know about it.

Sesaria : Well, you can see in the graph of Indonesian Banking. Ratio performing
loan ceiling on February 2008 is 4,21%.

Paulita : Yes. And nominal the nonperforming loan of bank creasing from Rp
42 Trillion on last December 2008 become Rp 48 Trillion on February.

Sesaria : This mean any to increasing nonperforming loan is Rp 12 Trillion only 3
month.

Paulita : Yes. We can see in the graph between may 2008 until July 2008. Rp 40
Trillion on May 2008 become Rp 41 Trillion on June and July 2008.

Sesaria : And this mean Rp 1 Trillion decrease to compare on last December 2008
until February 2009.

Paulita : Rp 46 Trillion more increase on 2008.

Sesaria : And Rp 39 Trillion more decrease on 2008.

Paulita : Yes. Ok, Sesaria, I have to go now.

Sesaria : Ok. See you later, bye.

Paulita : Bye.